Good Governance: Are credit unions ready for Gen Z?

first_imgThe demographic challenges facing credit union membership are cause for ongoing conversations at every gathering of boards and executives. A declining Baby Boomer population has been a trusted foundation for credit unions. Millennials (born between 1981 and 1996) have challenged us to polish our branding, refresh our delivery systems and move toward expensive and risker digital platforms to enhance service. Today credit unions straddle a wide age range with younger members harder to recruit to our membership. It’s time to welcome the next generation with open arms and possibly a board seat or two.Gen Z is a gift to our cooperative banking model, and its members will represent 40 percent of the U.S. population by 2020. Born between 1997 and 2016, members of Gen Z hold a set of core values and interests similar to what has made CUs great. Unlike their predecessors, Gen Z is concerned about financial security, building wealth, the economy and having a social impact.These approximately 17 million young folks are the most racially diverse population in a while. They are more tolerant of racial, sexual and gender diversity than previous generations. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Petrobras Adds Offshore Wind to 2019-2023 Plan, Earmarks $0.4Bn for Renewables

first_imgPetrobras Business & Management Plan (BMT) 2018-2022As of next year, Petrobras will back its E&P operations with USD 68 billion (approx. EUR 59.6 billion) and plans to boost output by putting 13 floating production storage and offloading (FPSO) units in production, seven of which it has yet to order, as reported by our sister site Offshore Energy Today.Petrobras’s 2040 Strategic Plan sees it as an integrated energy company still focused on oil and gas, but with more room for other energy sources to be added to the portfolio until 2040.In the renewables segment, the aim of the strategic plan is for Petrobras to operate in profitable renewable energy businesses, with focus on wind and solar energy in Brazil.Offshore WIND staff Brazilian oil and gas company Petrobras will invest USD 417 million (approx. EUR 365 million) in wind energy, solar energy and biofuels from 2019 to 2023.This has been set out in the company’s new Business and Management Plan (BMP), released on 5 December together with its 2040 Strategic Plan, of which the BMP is an integral part. Petrobras is setting aside a total of USD 84.1 billion (approx. EUR 73.7 billion) for investments during the upcoming five-year period.Source: Petrobras 2019-2023 Business and Management PlanCompared to the massive chunk that will be poured into the company’s core business – exploration and production (E&P) – the planned investment in wind, solar and biofules totalling USD 0.4 billion might not seem much.However, given that in its previous BMP (2018-2022) Petrobras did not outline a specific investment of this kind, the details from the latest plan could mark Petrobras now putting its money where its mouth is when it comes to offshore wind, as well as other renewable energy developments.Namely, the Brazilian oil and gas major informed in August 2018 that it was developing a pilot offshore wind farm off the Guamaré municipality in the state of Rio Grande do Norte, aiming to have the project up and running in 2022.The following month, the company signed a memorandum of understanding (MoU) with Norway-headquartered oil & gas and offshore wind player Equinor, under which the two parties agreed to collaborate on the development of offshore wind in Brazil.In July, Petrobras signed an MoU with the French companies Total and Total Eren to analyse a joint business development in solar energy and onshore wind energy segments in Brazil.Even though the earlier BMP did not specify an investment in offshore wind and other renewables, one of the strategic points was to prepare the company for a future based on a low-carbon economy, thus encompassing the company’s recent moves in the sector.The new plan also states Petrobras will be looking at offshore wind power projects over the next decade.Overall, Petrobras’s plans for the following five years are more ambitious than those set out in its 2018-2022 BMP, which comprised a total investment of USD 74.5 billion (approx. EUR 65.2 billion).The previous BMP, which maintained the same level of investments in relation to BMP 2017-2021, had earmarked 81% of the total amount for E&P [around USD 60.3 billion/EUR 52.8 billion].last_img read more

Concepcion’s No. 2 most wanted person arrested

first_imgThe suspect was detained in the Concepcionpolice station’s custodial facility. Officers of the municipal police stationserved the warrant in relation to rape charges that Argonsola faces. ILOILO City – He was listed as the No. 2 mostwanted person in the municipal police station of Concepcion, Iloilo. The 32-year-old Tomasito Argonsola was caughton the strength of an arrest warrant in Barangay San Salvador, Banate, Iloiloaround 2 p.m. on Sept. 12, a police report showed. The court recommended no bail bond forArgonsola’s temporary liberty./PNlast_img

I started my football career as a goalkeeper – Ahmed Musa

first_img Loading… In 2012, Musa left the Netherlands for Russia, joining CSKA Moscow and enjoyed great success, scoring 42 league goals in 125 appearances and helped his side win three Russian Premier League titles, Cup and Super Cup trophies. His form generated interest from a number of European clubs before settling for Leicester in 2016, who were recently crowned Premier League champions. The winger revealed he joined the Foxes because of the assurance given to him that their star-forward Riyad Mahrez was on his way out of the club. The Algeria international did not, however, leave the King Power Stadium until the summer of 2018 when he moved to Manchester City. Musa’s game time at the club was limited, and he featured in only 21 league matches during his two-year stay as he was behind Mahrez in the pecking order. “Before they signed me at Leicester City, they told me Riyad Mahrez was leaving. If I knew that Mahrez is going to stay, I will not join Leicester, I would have stayed at CSKA Moscow,” he added. “When I came, we had a lot of wingers at Leicester City, yet, I still got the chance to play. “Claudio Ranieri always played me behind Jamie Vardy sometimes I play from the right or left-wing. But after they sacked Craig Shakespeare I don’t know what happened anymore.” In 2018, he moved permanently to join Al-Nassr, signing a deal that will keep him at the Saudi Arabian club until 2022. The forward has revealed his intention to see out his contract, thus, shutting down the speculation about his imminent departure from the side. “Those are rumours linking me away from the club. I love playing for my team [Al Nassr] and I will love to finish my contract with the club,” he concluded. read also:Mahrez benched me at Leicester–Ahmed Musa Musa has 91 caps for the Super Eagles and has featured in two World Cups in 2014 and 2018, where he shone as Nigeria’s standout player in the competition. He was also part of the Nigerian team that won the 2013 Africa Cup of Nations in South Africa under the guidance of Stephen Keshi. FacebookTwitterWhatsAppEmail分享 Former Leicester City forward and Nigeria captain, Ahmed Musa has opened up on his journey to stardom and the difficulties he faced. Al-Nassr’s Ahmed Musa The forward revealed he started his career as a goalkeeper while in primary school and was so good in the position he was made the school’s games prefect. Musa later switched to an outfield player and joined GBS Football Academy and his pace and dazzling skills distinguished him in the youth team. It did not take too long before he was noticed by Nigeria Professional Football League (NPFL) clubs and subsequently teamed up with JUTH on loan. His breakthrough came when he joined Kano Pillars on another loan move and went on to score 18 league goals in the 2009-2010 season, becoming the first player to achieve the feat in the NPFL. “When I was in a primary school in Jos, I was a goalkeeper. I started as a goalkeeper, I don’t even know what brought me to start playing as an outfield player,” Musa said on Instagram Live. “Yes, I enjoyed the role. In primary school, I was the games prefect and I was one of the best goalkeepers in primary school”. After his eye-catching performances in the Nigerian league, he signed for VVV-Venlo in 2010 but the move was delayed because he was still 17 years of age. In October, he joined the Dutch side when he turned 18 years and explained he wanted to return to Nigeria due to the weather conditions in the Netherlands. “They saw me when I was playing in the Wafu home-based tournament in Abeokuta when Nigeria hosted and we won,” he continued. “I signed my professional contract here in Abuja but I couldn’t travel because I was 17 then I had to wait until I was 18. “When I was 18, I flew to Holland, only had two training sessions before I played my first game, it was not that easy and the weather was crazy. “I was crying when I was playing because of the cold. One day I said to myself I can’t make it and need to go back to Nigeria but we Africans have one mentality – that whatever you want to do you can achieve it. “I was saying I’m going to get to deal with it and my agent told me with time I’ll get used to the weather.”last_img read more

Alleged tax fraud: Diego Costa bags six months jail term

first_img Loading… Former Chelsea striker Diego Costa has been sentenced to six months in prison for tax fraud in Spain – but the Atletico Madrid ace will pay €36,000 fine to avoid any jail time. Spanish outlet El Mundo report the Brazilian forward pleaded guilty to a tax offence amounting to €1.1m. He is accused of defrauding the state of more than £900,000 by not declaring payments of more than €5.15m (£4.63m) after his move to Chelsea in 2014. The tax agency denounced Costa for defrauding the authorities regarding €1m (£890,000) in image rights. The Spanish treasury added another fiscal crime to Costa before withdrawing and halving the fine. However, they did give the striker an advance on his wages, meaning he could pay the fine in full.Advertisement The fee is said to be around €500,000 (£450,000). Barcelona ace Lionel Messi and former Real Madrid ace and now Juve forward Cristiano Ronaldo had running battle with authorities over tax issue Costa was called to testify in June last year, acknowledging the charges put against him. The 31-year-old was spotted arriving in court today for a short period of time, donning a protective face mask. An Atletico spokesman said on Wednesday: “Diego Costa reached an agreement a few months ago with the prosecutor and has already paid the corresponding fine plus interest and the request for a prison sentence was withdrawn. Read AlsoAlonso acquitted of tax fraud by Madrid court Costa is not the only player to have had a running battle with authorities in Spain over tax issues. Barcelona forward Lionel Messi and former Real Madrid ace now Juventus forward Cristiano Ronaldo have had their fair share of the tax headache, both players ended up avoiding jail terms and paying fines instead. FacebookTwitterWhatsAppEmail分享 Promoted ContentEver Thought Of Sleeping Next To Celebs? This Guy Will Show YouThe Highest Paid Football Players In The WorldBest & Worst Celebrity Endorsed Games Ever MadeEverything You Need To Know About Asteroid Armageddon2020 Tattoo Trends: Here’s What You’ll See This Year9 Facts You Should Know Before Getting A Tattoo12 Stars You Would Never Recognize Without Their Signature Look11 Most Immersive Game To Play On Your Table Top10 Places On Our Planet Where The Most People Live6 Unforgettable Shows From The 90s That Need To Make A ComebackThe Very Last Bitcoin Will Be Mined Around 2140. Read More8 Shows That Went From “Funny” To “Why Am I Watching This”last_img read more

Bulldogs Post W’s Against Lions And Jets

first_imgBulldogs Claim Blow-Out Victory Over Rushville, 8-2The Bulldogs asserted their will over Rushville on their way to an easy 8-2 victoryIn the first inning, Batesville got their offense started when Sam Voegele drew a walk, scoring one run.Batesville tallied three runs in the fourth inning. Calvin Sherwood had an RBI fielder’s choice in the inning to lead the run scoring.Lane Oesterling (6-0) got the win for the Bulldogs. He allowed three hits and zero runs over six innings, striking out 11 and walking one. Casey Werner threw one inning in relief out of the bullpen.Aaron Duncan took the loss for Rushville. He surrendered seven runs on five hits over five innings, striking out four.Sherwood went 2-for-3 at the plate to lead the Bulldogs in hits. Batesville was sure-handed in the field and didn’t commit a single error.. Caleb Raab had the most chances in the field with ten.After the win, the Bulldogs record is now even at 10-10 and 6-4 in the EIAC.Bats Blistered As Batesville Defeats Hauser, 17-6There were runs aplenty on Tuesday, as Batesville defeated Hauser 17-6.The Bulldogs got things started in the first inning when Batesville scored one run on a stolen base.Batesville tallied five runs in the fourth inning. The Bulldogs big bats were led by Calvin Sherwood, Quinn Werner, and Seth Gausman, all driving in runs in the inning.Shane Meer got the win for the Bulldogs. He allowed one hit and three runs over three and a third innings, striking out two. Riley Zink and Trey Peters entered the game out of the bullpen and helped to close out the game in relief.Aaron Mee took the loss for Hauser. He surrendered six runs on four hits over two innings, striking out two and walking one.Batesville smacked one home run on the day. Werner had a dinger in the fourth inning. Werner’s third home run on the year.The Bulldogs scattered 12 hits in the game. Trey Heidlage and Sherwood all had multiple hits for Batesville. Heidlage went 3-for-4 at the plate to lead Batesville in hits. The Bulldogs were sure-handed in the field and didn’t commit a single error. Sherwood had the most chances in the field with nine.With the win, the Bulldogs have now won five in a row and are 11-10 and 6-4 in the EIAC. The Bulldogs will play Lawrenceburg tomorrow in the EIAC battle.Courtesy of Bulldogs Coach Justin Tucker.last_img read more

Dbacks bop Rockies 13-7; Blackmon hitless, drops under .500

first_img Associated Press Share This StoryFacebookTwitteremailPrintLinkedinRedditDENVER (AP) — Starling Marte homered and drove in four runs as the Arizona Diamondbacks battered the Colorado Rockies 13-7 Wednesday in a Coors Field slugfest featuring 34 hits, but none by blistering Charlie Blackmon.Blackmon began the game batting an astonishing .500 for the Rockies. He went 0 for 4, ending his hitting streak at 15 games, and his average dipped to .472.Blackmon was on deck when Trevor Story, who doubled twice and singled, grounded into a game-ending double play. More AP MLB: and Nolan Arenado homered twice and doubled for the Rockies. Marte had three hits, including a go-ahead single in an eight-run seventh inning. It was 5-all going into the inning.Nick Ahmed had three hits and a pair of RBIs and Kole Calhoun added three hits with an RBI for the Diamondbacks, who took two of three to deny Colorado its sixth consecutive series win to start the season.Ryan McMahon, swinging on a 3-0 count, connected for a three-run homer to chase Arizona starter Luke Weaver with one out in the fourth inning.Garrett Hampson added a career-high four hits for the Rockies. A total of 11 players had multihit games, seven with at least three hits Dbacks bop Rockies 13-7; Blackmon hitless, drops under .500center_img Andrew Chafin (1-0) picked up the win with an inning of scoreless relief.With the score tied at 5 in the the seventh, the Diamondbacks erupted. David Peralta struck the key blow with a three-run double off Tyler Kinley (0-1), who did not retire any of the five batters he faced. Ahmed and Calhoun each had a pair of hits in the inning.Arizona homered in a club-record 16th straight game at Coors Field and improved to 9-3 in its last 12 against the Rockies.Colorado starter Antonio Senzatela went six innings and allowed five runs on nine hits. TRAINER’S ROOM August 12, 2020 Rockies: INF Chris Owings left the game after the second inning because of tightness in his left hamstring. Hampson moved from center field to second base to replace him and Sam Hilliard entered the game to replace Hampson in center. … RHP Scott Oberg, who’s been sidelined since the start of the season by a back injury and a recurrence of blood clot issues in his pitching arm, has been undergoing a series of tests but there’s no timetable for his return. Oberg has dealt with vascular problems in his arm twice previously, missing time in August 2019 and August 2016. Manager Bud Black said he spoke with Oberg earlier Wednesday and the reliever was in good spirits and expected to return home to the Philadelphia area soon to undergo additional tests. However, he remains sidelined indefinitely. “There’s really no clear path to what is going to happen with Scott,” Black said.UP NEXTDiamondbacks: Arizona has an off day Thursday followed by a season-high 17 straight games before their next off day on Aug. 31. RHP Merrill Kelly (2-1, 2.29) is slated to start Friday night’s series opener in Arizona against the San Diego Padres, whose starter is to be determined.Rockies: Following an off day Thursday, the Rockies begin a stretch of 20 games in 20 days starting Friday night in a series opener against the Texas Rangers. Colorado RHP Ryan Castellani (0-0, 0.00 ERA) is slated to start against the Rangers’ RHP Lance Lynn (2-0, 1.16 ERA). ___last_img read more

The Latest: Zverev vs. Mannarino starts after delay at Open

first_imgThe Latest: Zverev vs. Mannarino starts after delay at Open 2:10 p.m.Naomi Osaka is headed to a third set in the U.S. Open’s third round.The two-time Grand Slam champion took the opening set 6-3, but 18-year-old Marta Kostyuk, who is playing in just her second major tournament, grabbed the second in a tiebreaker.When the second set ended with Osaka missing a backhand return, she flung her racket away.Osaka won the U.S. Open in 2018 and the Australian Open the following year. She has been ranked No. 1 and is seeded fourth at Flushing Meadows. Kostyuk is ranked 137th.___12:45 p.m.Petra Martic is the first player into the fourth round at this year’s U.S. Open.The No. 8-seeded Martic made it that far at Flushing Meadows for the second year in a row, advancing Friday with a 6-3, 6-3 victory over Varvara Gracheva. ___11:10 a.m.Play is underway in third-round matches on Day 5 at the U.S. Open.Past champions Naomi Osaka and Novak Djokovic are among those scheduled to play in Arthur Ashe Stadium later Friday.Osaka will face Marta Kostyuk to begin the day session in the tournament’s main arena. Naomi Osaka has moved into the fourth round of the U.S. Open by getting past 18-year-old Marta Kostyuk 6-3, 6-7 (4), 6-2.Osaka threw her racket after ceding the second set, then was one point from trailing 3-1 in the third.But she saved five break points to get to 2-all, starting a five-game run that ended the match.Osaka is a former No. 1-ranked player who has won two Grand Slam titles, including the 2018 U.S. Open.The 137th-ranked Kostyuk was appearing in only her second major tournament. Associated Press September 4, 2020 Caty McNally, an 18-year-old from Ohio, eliminated No. 21 seed Ekaterina Alexandrova in three sets in a rain-delayed match to reach the U.S. Open’s third round.McNally’s 4-6, 6-3, 7-6 (2) victory gives the host country 11 women in the third round at Flushing Meadows for the first time since 1992.The match was suspended Thursday because of the weather. McNally, who plays doubles with 16-year-old American Coco Gauff, had never been this far in singles at a Grand Slam tournament.___ Share This StoryFacebookTwitteremailPrintLinkedinRedditNEW YORK (AP) — The Latest on the U.S. Open tennis tournament (all times local):5:45 p.m.The third-round U.S. Open match between No. 5 seed Alexander Zverev and No. 32 Adrian Mannarino has started in Louis Armstrong Stadium after a delay of nearly three hours. The top-seeded Djokovic will bring a 28-match winning streak, including 25-0 this season, into his night match against Jan-Lennard Struff. After rain Thursday night suspended play on the courts without a roof, the weather is much better — sunny with the temperature around 80 degrees Fahrenheit (a little above 25 Celsius).___More AP tennis: and Gracheva simply made too many mistakes, with 33 unforced errors — three times as many as Martic.As Gracheva’s deficit grew larger and larger, she knew more than anyone that it’s never over until it’s over: In the previous round, she trailed No. 30 Kristina Mladenovic 6-1, 5-1 and faced four match points before coming all the way back to win.There was no such turnaround this time.Martic now will try to get to the second Grand Slam quarterfinal of her career after reaching that stage at last year’s French Open. She has lost her other six fourth-round matches at major tournaments, including against Serena Williams at the U.S. Open in 2019. Also moving into the fourth round: 2016 U.S. Open champion Angelique Kerber, who beat 20-year-old American Ann Li 6-3, 6-4.Kerber’s next opponent is another American, 28th-seeded Jennifer Brady, a 6-3, 6-3 winner against Caroline Garcia.In the previous round, Garcia upset top-seeded Karolina Pliskova.___2:20 p.m. The U.S. Tennis Association described the holdup in vague terms, saying only there was “a collaborative dialogue with health officials” and that the players were “updated at all times.”The USTA said in a statement it would not provide any details because of what it called “the sensitivity of the medical issues involved.”Mannarino is part of a group of seven players under extra restrictions during the tournament because contact tracing determined they potentially could have been exposed to COVID-19 by Benoit Paire, the only entrant to test positive.___2:55 p.m.last_img read more

English FA ditch champagne for cup winners

first_img(REUTERS) – The Football Association (FA) will break with tradition and no longer hand out champagne to competition winners to avoid offending players whose religious beliefs prohibit alcohol consumption.The decision was also taken to avoid handing alcohol to players under the legal age for drinking, which is 18 in Britain.“Winning teams will be awarded with non-alcoholic ‘champagne’ for their celebrations in all FA competitions, starting from this year’s Emirates FA Cup Final,” FA said in a statement.“This is to ensure that we are as inclusive as possible to players and communities who may be prohibited from alcohol, as well as any players who are under 18.”Champagne is often sprayed on the pitch during the victory celebrations.The move will come into effect at next month’s FA Cup final when Manchester City take on Watford at Wembley Stadium on May 18.Manchester City’s Riyad Mahrez, Benjamin Mendy and Ilkay Gundogan are among the Muslims who could take part in this year’s final, along with Watford’s Abdoulaye Doucoure. Islam prohibits the consumption of alcohol.last_img read more

Ennis will declare for NBA Draft after freshman season

first_img Facebook Twitter Google+ Syracuse freshman Tyler Ennis will forgo the rest of his college career and declare for the 2014 NBA Draft, his father and former AAU coach Tony McIntyre told The Daily Orange on Thursday afternoon.SU Athletics later released a statement confirming Ennis’ decision.“I’d like to thank Coach (Jim) Boeheim, the coaching staff, my teammates and the amazing fans of Syracuse for the opportunity to play at a great university like Syracuse,” Ennis said in a statement released by SU Athletics. “I feel this experience has helped prepare me to fulfill my lifelong dream — to play in the NBA.”Ennis started all 34 games for the Orange this season, averaging 12.9 points and 5.5 assists per game. He was a driving factor in SU’s program-best 25-0 start and hit arguably the best shot in program history when he connected on a 35-foot buzzer-beating heave to push Syracuse past Pittsburgh on Feb. 12.Throughout the season, Ennis’ draft stock has gradually risen. He’s currently projected as the 14th overall pick by and 18th by ESPN’s Chad Ford projects Ennis as the No. 8 pick.AdvertisementThis is placeholder textEnnis becomes the third player in SU history to leave after their freshman year, following Carmelo Anthony (2003) and Donte Greene (2008).The guard’s departure will leave Syracuse with its fourth different starting point guard in four years. Incoming freshman Kaleb Joseph, a four-star recruit and the No. 65 player in the Class of 2014, will likely replace Ennis in the starting lineup next season. Comments Published on March 27, 2014 at 2:54 pm Contact Stephen: | @Stephen_Bailey1last_img read more